Breaking that down with the 50/30/20 rule, you’d have $2,509 to spend on needs.$5,017 is roughly a household’s monthly take-home pay (after taxes, Social Security and Medicare come out).$74,580 is the median household annual income.Average needs are more than 50% of the average income. Here’s the real kicker: If you plug in national averages for income and expenses, the 50/30/20 rule doesn’t work. It literally doesn’t work for the average American. That’ll mean adjusting how much you spend on wants at different stages of life. It should reflect where you are right now and where you want to be with your money-not be forced into some blanket percentage category. Do the hard work now so you can spend your money exactly how you want later.īudgets aren’t one-size-fits-all. One day, if you follow the 7 Baby Steps I just mentioned, you end up being so financially secure that you can live and give like no one else.ĭon’t box yourself into these three numbers forever. You might have to make sacrifices in your budget right now, and that’s okay. The 50/30/20 rule just doesn’t do that!įocusing on your wants keeps you from ever getting ahead with your money. It should adapt to your stage of life and to your money goals. Your budget should live and breathe with you. And that’s what I want for you-to make progress with your finances! Guess what happens when you use your budget to take those steps one at a time instead of struggling to do it all at once, all the time? You. You’ll be able to really focus as you save for emergencies, pay off debt, and build your retirement savings. Instead, line up your big money goals (using the 7 Baby Steps to guide you) and knock them down one by one. You shouldn’t try to hit so many major money goals at once! When you’ve got debt, you should cut down on extras so you can pay off the debt and get your income back in your control.Īlso, the 50/30/20 rule has you plugging along slowly on the same goals all the time. Here’s the deal: You shouldn’t spend 30% of your money on wants if you’re in debt, because debt robs this month’s income to pay for last month (or last year, even). Whether you have a mountain of student loan debt or you’re debt-free and investing in retirement, you’re stuck with 50/30/20. Those three budget percentages stay the same no matter where you are in life. So I do appreciate that the 50/30/20 rule values building that up. Our State of Personal Finance study shows 34% of Americans have no savings at all. When you make your first budget, using an outline or guidelines can help you feel less overwhelmed. On the upside, if you’re using the this rule to budget, well, you’re budgeting! You’re making a plan for your money, and that is so important.Īlso, the 50/30/20 rule gives you a starting point to help you decide where your money goes. Let’s talk about why.įirst, what’s helpful about the 50/30/20 rule? Okay, so you can probably tell by now that I have some problems with the this rule. That’s just 20% of your income to get you feeling safe and secure with money for today, tomorrow and down the line in retirement.
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2/26/2024 0 Comments Pythagorean numerology calculatorBecause 2 is so sensitive, it is very conflict-averse, and can end up feeling under-appreciated or unacknowledged. 2 is linked to psychic abilities and intuition, and if this number appears as a Life Path or Destiny Number, the individual will be astute to subtle energy shifts and emotional nuances. Within numerology, the 2 vibration assumes the role of the mediator, creating harmony by bringing together dissonant forces through compassion, empathy, and kindness. The number 2 is linked to sensitivity, balance, and harmony. Even the most autonomous 1s need the support of their friends, family, and lovers. 1 must remember that although it is first, it can very quickly become the loneliest number. On a bad day, 1 can be a bit bossy or boastful, hiding any insecurities behind over-developed self-importance. 1 symbolizes a pioneering spirit, independent nature, and innate leadership capabilities. Just as Aries, the first sign of the zodiac, is about action and initiation, 1 is linked to forward motion in Numerology. So, now that you've calculated your Life Path Number and Destiny Number, it's time to find out what these digits really mean. That definitely resonates! Which Numerology numbers are most powerful? So, as a Life Path 8 person, my mission is to cultivate abundance, and I will express this through my Destiny Number 6: nurture, healing, and empathy. Whereas your Life Path reveals your greater purpose, your Destiny Number offers insight as to how you will express your greater goals. According to his theories, certain letters have specific numerical values, which are as follows:įor example, my full name reveals my Destiny Number: ALIZA ( 1 + 3 + 9 + 8 + 1 = 22, which becomes 2 + 2 = 4) KELLY ( 2 + 5 + 3 + 3 + 7 = 20, which becomes 2 + 0 = 2), resulting in a Destiny Number of 6 (because 4 + 2 = 7). You can also use numerology to derive the root number of names or words - this is where our ancient buddy Pythagoras offers some guidance. Rather than simplify this to a single digit (yielding 4), the number 22 reflects the Master Number - the higher-octane iteration of 4, revealing McCartney's strong "life mission." How do you calculate your Destiny Number in Numerology? When this date is reduced (month = 6, day = 9, year = 7), the sum is 22. Master Numbers suggest a powerful vibrational energy that is associated with learning, achievement, and success, but likely in a more stressful or higher-stakes context.įor instance, Sir Paul McCartney, perhaps England's most famous Gemini, was born on June 18, 1942. These are considered Master Numbers and connote a more intensified version of their root numbers (2 and 4, respectively). It may seem daunting at first, but once you see it all written out this way, it becomes far less intimidating, right? Right! What are Master Numbers in Numerology?Īs mentioned above, the only time you would not reduce the final number is if you attain 11 or 22. If you were born on August 18, 1989, your Life Path Number is 8 (and you and I also share a birthday!). Then, we add the reduced month, date, and year numbers ( 8 + 9 + 9) and arrive at 26. The year, 1989, is reduced to 1 + 9 + 8 + 9. The ease of use and speed of the Wheel of Life are some of the reasons it’s so valued by coaches, but it can also be tailored to many different situations for different types of life coaches. What is the smallest step you could take to feel like you’re making progress?įollowing this, the coach and client can work together to come up with the steps required to reach the client’s goal.Which change would you like to prioritise?.What might that support, if needed, look like?.Do you think you can achieve these improvements alone or do you need the support of others?.Are there any places you could pull back to make space for these improvements?.
2/26/2024 0 Comments Smoker lung soundsLung cancer often spreads (metastasizes) to other parts of the body, such as the brain and the bones.Ĭancer that spreads can cause pain, nausea, headaches, or other signs and symptoms depending on what organ is affected. Treatments are available to drain the fluid from your chest and reduce the risk that pleural effusion will occur again.Ĭancer that spreads to other parts of the body (metastasis). Lung cancer can cause fluid to accumulate in the space that surrounds the affected lung in the chest cavity (pleural space).įluid accumulating in the chest can cause shortness of breath. Tell your doctor if you experience pain, as many treatments are available to control pain.įluid in the chest (pleural effusion). Advanced lung cancer that spreads to the lining of a lung or to another area of the body, such as a bone, can cause pain. Treatments are available to control bleeding. Lung cancer can cause bleeding in the airway, which can cause you to cough up blood (hemoptysis). Lung cancer can also cause fluid to accumulate around the lungs, making it harder for the affected lung to expand fully when you inhale. People with lung cancer can experience shortness of breath if cancer grows to block the major airways. Lung cancer can cause complications, such as: People with a parent, sibling or child with lung cancer have an increased risk of the disease. Workplace exposure to asbestos and other substances known to cause cancer - such as arsenic, chromium and nickel - can increase your risk of developing lung cancer, especially if you're a smoker. Exposure to asbestos and other carcinogens.Unsafe levels of radon can accumulate in any building, including homes. Radon is produced by the natural breakdown of uranium in soil, rock and water that eventually becomes part of the air you breathe. If you've undergone radiation therapy to the chest for another type of cancer, you may have an increased risk of developing lung cancer. Even if you don't smoke, your risk of lung cancer increases if you're exposed to secondhand smoke. Quitting at any age can significantly lower your risk of developing lung cancer. Your risk of lung cancer increases with the number of cigarettes you smoke each day and the number of years you have smoked. And other factors can't be controlled, such as your family history. Some risk factors can be controlled, for instance, by quitting smoking. Non-small cell lung cancers include squamous cell carcinoma, adenocarcinoma and large cell carcinoma.Ī number of factors may increase your risk of lung cancer. Non-small cell lung cancer is an umbrella term for several types of lung cancers. Small cell lung cancer occurs almost exclusively in heavy smokers and is less common than non-small cell lung cancer. The two general types of lung cancer include: Your doctor makes treatment decisions based on which major type of lung cancer you have. Types of lung cancerĭoctors divide lung cancer into two major types based on the appearance of lung cancer cells under the microscope. Over time, the damage causes cells to act abnormally and eventually cancer may develop. But with each repeated exposure, normal cells that line your lungs are increasingly damaged. When you inhale cigarette smoke, which is full of cancer-causing substances (carcinogens), changes in the lung tissue begin almost immediately.Īt first your body may be able to repair this damage. How smoking causes lung cancerĭoctors believe smoking causes lung cancer by damaging the cells that line the lungs. In these cases, there may be no clear cause of lung cancer. But lung cancer also occurs in people who never smoked and in those who never had prolonged exposure to secondhand smoke. Smoking causes the majority of lung cancers - both in smokers and in people exposed to secondhand smoke. 2/26/2024 0 Comments Color sight words worksheetsStarting perusers ought to foster sight words to help early perusing. To learn new words, practice word-addressing methodologies, and sight word acknowledgment, youngsters need experience perusing books at their educational level – not excessively hard, and not excessively simple. Requesting that youngsters read books that are extremely troublesome can make a disappointment. Picking “perfectly” books is significant. Kids ought to be presented with an assortment of books at their ongoing perusing level that incorporates sight words you have been rehearsing. A few kids might have the option to distinguish a sight word inside a rundown of words or on streak cards, yet when it comes up in a book, they experience difficulty. Shading, coordinating, composing, and perusing exercises all assist to set their sight word acknowledgment.Ī vital part of learning sight words is to remember them in the setting. Worksheets can furnish youngsters with an assortment of ways of checking on their developing bank of sight words. Keep on returning and reteach or test your youngsters on recently educated words to ensure that they actually recollect them. Regardless of whether they appear to have dominated a word when you present new words, they might forget what was recently realized. On the off chance that you’re searching for how to show sight words to kindergarteners or preschoolers, here are a few incredible tips and procedures to do as such.Īs you present new sight words, keeping on returning to recently educated words is exceptionally useful. In any case, showing sight words with the right methodologies can assist any youngster with improving rapidly. It can require investment for youngsters to learn sight words relying upon their age, inspiration, and mental abilities. A couple of letters and their sounds will allow them to get everything rolling with pre-groundwork sight words. Youngsters don’t need to perceive each letter before they start learning sight words. When your youngster starts showing an interest in letters and words, it demonstrates that a kid is developing nearer to perusing. Prior to learning sight words, ensure the youngster created a pre-understanding way of behaving. As a rule, it ought not to be before around five years old. Like talking and strolling, learning sight words is a formative stage that youngsters start at various ages. These are tips headed to show sight words to kindergarteners and pre-k.įew out of every odd youngster is prepared for sight words simultaneously. They might utilize procedures, for example, making the primary sound and taking a gander at the image signal. This permits them to zero in on their promise settling techniques on the last word in the sentence. Youngsters with an advanced bank of sight words can quickly and easily perceive the words “I” and “am.” This opens up their endeavors for words that require more systems to settle.įor instance, a book composed for a starting peruser may incorporate the sentence starter, “I’m” on each page, with endings, for example, “swimming” or “running” finishing each sentence. The objective is for kids to perceive sight words in a split second, without expecting to dedicate a lot of work to sound them out. Sight words are likewise alluded to as “high recurrence words” since they are words that show up most often in texts.Ī few instances of early sight words are “the,” “I,” “a,” and “am.” As kids progress with their perusing, they can start to pursue perceiving longer sight words, for example, “they,” “said,” “where,” and “have.” Mollie (AL) is a female possibly German Shepherd Dog/Pit Bull Terrier mix rescued in Alabama, and estimated to be 18 months old at intake in February 2021. Our message is one teaching general animal care and welfare, population control through spay and neuter and disease control in the animal population via proper vaccinations. Our outreach and education efforts will take place on our website, Facebook, Twitter, Instagram, as well as in person in the community via community events, school assemblies and any place people may lawfully gather to exchange information and learn. We will go beyond just vet care and get these animals rehabilitated as needed using trainers and behaviorists to help overcome issues related to past trauma. It is our goal to focus on the rescue of these urgent animals and provide them immediately the routine, emergency or specialized medical care they need and deserve. Because the abuse, neglect, cruelty and medical cases cost shelters the most money and are the most urgent, they are often the first animals euthanized. We want to introduce these animals to the public and educate people that unwanted companion animals are not damaged goods or unworthy, but really can be great family pets. Our goal is to save abused & at risk dogs from kill shelters & provide vetting & loving homes. Since its inception, Rescue Dogs Rock NYC has saved over 9,300 dogs. We exist solely on donations and rely primarily on fundraising to help animals in need. “Save a life by adopting instead of shopping” Rescue Dogs Rock is a non-profit animal rescue founded in 2015. RDRNYC is a 501c3, volunteer & foster based rescue. We could not take this huge step without you. We thank you from the bottom of our hearts for your ongoing support. Will you help us get our facility up and running? We have hired a general contractor & are very excited to get started with this huge undertaking. Our new rescue center will cost approximately $350,000 to get it where it needs to be and ready to open and start taking in dogs. We want it to be a comfortable oasis for these dogs who have already been through so much. We need bigger and more modern kennels & air conditioning to start. It really needs to be gutted and rebuilt. Now the real work comes in as the center is in disrepair and has nothing done to it in probably 30 years. This has been 3 years in the making, so we are very excited to have come this far. That is the good news and why we chose this particular property. The center sits on half an acre and allows indoor/outdoor kennels and has lots of outdoor space. This will allow us to save many more needy and deserving dogs. Our hearts are open, our passion is boundless and our journey is just beginning.As announced one short month ago, we have acquired our own rescue and rehabilitation center in Suffolk County on Long Island giving us our own home for our dogs in need. Our mission to rescue, rehabilitate and re-home dogs in need, depends largely on the active involvement of volunteers willing to add their talents to our team! We rely solely on donations from our loyal community of supporters. Real Dog Rescue is not funded by any governmental agencies. That ability depends entirely on the support of our community. We believe that wherever there is a need, we should help, so long as we have the ability and resources to do so. We also strive to educate and emulate the best animal welfare practices, not only in our own local community, but also nationally and worldwide. While our vision is to rescue every dog, because every dog matters, our mission is to rescue, rehabilitate, and re-home the dogs in our care by providing safe shelter through loving foster homes, medical care by a superior veterinary staff, and behavioral training with the help of a talented volunteer base. Real Dog Rescue was built on the passion of long-time animal advocates and friends, dedicated to helping dogs in need, regardless of their age, breed, location or medical condition. Real Dog Rescue is grounded in the belief that every dog matters. 2/26/2024 0 Comments Garry's mod video gameHis hands-on approach to game development and his controversial views make him a unique and recognizable figure in the gaming industry. Overall, Garry Newman has made a significant impact on the gaming industry with his creation of GMod and Rust, and he continues to be a prominent figure in the game development community. He is also a supporter of open-source software, and his games have been built using open-source tools and frameworks. In addition to game development, Newman also runs a blog where he writes about game development and the game industry. "Sup Twitter, I just shat myself and now I'm taking my pants to the shower to wash them, hope you're having a nice morning too" He is also known for his outspoken and controversial views on the gaming industry, regularly making statements on social media and in interviews, such as: Newman is known for his hands-on approach to game development and is heavily involved in the development of all of Facepunch Studios' games. The game was met with positive reviews and has since become one of the most popular survival games on Steam. In 2013, Newman and his team released Rust, a multiplayer survival game where players must gather resources, build shelter and fend off wild animals and other players. More than just a showcase of developer Dennis Gustaffson's. The success of GMod allowed Newman to establish Facepunch Studios and start work on other projects. Tuxedo Lab's smash 'em up has become a worthy successor to everyone's favourite physics sandbox. It quickly gained a dedicated following and became one of the most popular games on Steam. The game, based on the Source engine, allows players to manipulate objects and experiment with physics. Newman first gained notoriety with the release of GMod in 2004. He is the founder and lead developer of the game development studio Facepunch Studios. Garry Newman is a British game developer best known for creating the popular sandbox game Garry's Mod (GMod) and the survival game Rust. You can help Garry's Mod Wiki by expanding it. 2/25/2024 0 Comments Agenda minutes templateYou may want to delete this out of the agenda sometimes (if it is totally obvious).Īn example goal for the meeting might be, "Decide whether to renew the contract for another year." Or it might be, "Summarize where we're at on the project and assign all upcoming tasks. This leads into the next tidbit of info in this simple meeting minutes template, which is to state the goal of the meeting. Having a customizable meeting agenda template on Google Docs helps further thy virtual meetings. If there is a discussion without any decision after it, should there be? Can a decision be made? Why uses a Google Docs attend agenda template. In fact, research has found that a large percentage of agendas. An agenda acts as a guide or sample outline for taking notes, setting up your minutes format, and compiling the minutes in accordance with the agenda’s order and numbers. Agendas are an important first step for a successful meeting, but far too few leaders put enough thought into the ones they create. It also helps you make sure your meeting isn't aimless. As the secretary, you could include these steps in you own staff meeting minutes: 1. The answer may seem obvious, but going through this exercise helps direct the meeting in a good direction. Store your meeting minutes online, where they are easy to find and automatically organised. How to Take Effective Minutes from Your Board Meeting Agendas Free Board Meeting Agenda Templates How a Board Meeting Agenda Builder Can Help. Create an official record of the attendees, discussion points, and action items generated over the course of a meeting. This meeting minutes template may be simple, but baked into it are some general best practices that will help make your meeting effective.įirst, what type of meeting are you having? Is it purely to give updates? Is there a discussion (but no decision to be made)? Or is it a full-on decision-making meeting. This safety committee meeting agenda and minutes template is powered by Dashpivot, giving you more control over your minutes: Access, complete, edit and share your meeting agenda and minutes from any device - mobile, tablet or computer. Board games are more than just fun- they are good for you! Many studies have shown how some of the best board games for kids help strengthen cognitive thinking, fine motor skills, and strategy. In fact, the 2010s are commonly referred to as a new Golden Age of board games. Play from your web browser - on all your devices. Germany has the highest number of board games sold per capita, with a value around 375. Senet is believed to be the oldest known board game, having been founded in Predynastic Dynastic burials of Egypt from 3500 BC. 9 739 000 opponents to challenge to 768 games. No setup required when you play online - just sit back, relax, and enjoy some fun board games for free Board Games Fun Facts. The board game market grew dramatically in the 1990s and has continued since - it is believed that the internet helped board game discovery and online play. With your friends and thousands of players from the whole world.Monopoly is one of the world’s most popular board games, so much so that 30 times more Monopoly money is printed each year than real US dollars.Most of his attention was spent inventing other non-game related products including standardized crayon boxes and a guillotine-style paper cutter. Interestingly enough, while the company is synonymous with board games, Milton Bradley himself only created one game in 1860 called “The Checkered Game of Life” (now simply called “The Game of Life”).Here are the board game templates that every teacher must download, print, and use in the school. Catching the interest of children is not easy for others.
Although unknown to most people, this tiny device, created in 1959 by an Egyptian-born scientist and Korean-born scientist working in a lab in New Jersey, is the basis for modern electronics. Atalla and Dawon Kahng, for example, invented the MOSFET (metal-oxide-semiconductor field-effect transistor). Our current technological age, the Information Age, builds on all that knowledge and can be traced to critical innovations made by people from all backgrounds working together. This knowledge all stems from physics, whether it's the way a rock would flake when constructing a spear point, the effect of integrating carbon with iron in South Indian and Sri Lankan furnaces to create the earliest high-quality steel, or the proper way to combine perfectly ground and polished pieces of glass to create optical instruments. Successive technological periods (often referred to as the Stone Age, the Bronze Age, the Iron Age, and so on) were marked by our knowledge of the physical properties of certain materials and our ability to manipulate them. Humans have created and manufactured millions of different objects over the history of our species. Through a study of physics, you may gain a greater understanding of the interconnectedness of everything we can see and know in this universe. The forces out there are the same as the ones here on Earth. Tonight, take a moment to look up at the stars. Although the scale is much different, the interaction of gasses in the Veil Nebula resembles those on Earth and the vibrant color combinations are created by the familiar glows of hydrogen, sulfur, oxygen, and similar elements that make up everything we know. The forces that cause the supernova remnant to act as it does are the same forces we contend with here on Earth, whether we are planning to send a rocket into space or simply heating a new home. Scientists compare newer images, such as the one above, with detailed images taken by the Hubble Space Telescope in 1997 in order to understand nebula expansion and other properties of astronomical objects. The shock wave from the explosion is colliding with a cloud of gas and dust, creating the rope-like filaments and sheet-like appearance. The unique structure is the ongoing result of a supernova that occurred 8,000 years ago. But as you begin your exploration of this broad-ranging subject, you may soon come to realize that physics plays a much larger role in your life than you first thought, no matter your life goals or career choice.Ĭonsider the Veil Nebula, a cloud of heated dust and gas located about 2,400 light years from Earth (a light year is the distance light travels in one year, or approximately 9.5 trillion kilometers). What is your first reaction when you hear the word “physics”? Did you imagine working through difficult equations or memorizing formulas that seem to have no real use in life outside the physics classroom? Many people come to the subject of physics with a bit of fear. |
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